The consumer Financing TB and the Household Guarantee Mortgage TB disagree in 2 essential details, particularly readiness and you can rate of interest:

Can i most use the funds from a property Security Loan TB to possess things?

The complete quantity of a house Guarantee Financing TB is actually a great mortgage when it comes to objective, for example there are no conditions to help you document one objective and the funds from the house Equity Mortgage TB is utilized at your sole discretion. The only real exception to this rule is actually the right position if you are using the home collateral mortgage to repay most other finance in such a case you ought to repay those individuals finance and you may one left an element of the mortgage may be used your mission.

What is the difference in the user financing TB as well as the Household collateral loan TB ?

The user Financing TB that loan with an intention rates away from 5.nine % p. an effective. and you may maturity several months max. 8 decades,

The home Security Mortgage TB financing with an interest rate out of dos.59 % p. an effective. having one year obsession and you can readiness 2 decades.

May i pay off the house Security Loan TB very early?

Yes, the home Equity Financing TB is repaid very early, actually in the place of a charge, for the time of your own stop of fixed-focus period. A customer can also bring an amazing put one time per year around the newest 20 % of your own financing prominent free of people fees. Also those two selection, the costs off very early fees must not go beyond step 1 % of your own very early reduced number into the houses loan.

Exactly what standards perform I loans North Washington CO need to see if i need certainly to grab property Guarantee Mortgage TB ?

• minimal age 18 ages,
• paperwork of latest online monthly income regarding five hundred EUR or higher,
• loan up to just as much 80 % of your own bound assets,
• limitation repayment ages of 20 years,
• a substitute for play with a portion of the financing to blow charge (mortgage commission and you may making certain professional research of the apartment as a result of Tatra banka),
• pledging of the housing property given that protection.

Will there be one insurance coverage readily available easily am not able to pay the house Security Mortgage TB ?

Sure, discover. Inside the collaboration into UNIQA insurance provider you could potentially plan new adopting the thru telephone services Dialogue Real time or even in Tatra banka part:

• insurance coverage of one’s ability to repay a loan, that give you certainty in case there are unexpected events that usually prevent you from continuous to repay the loan,
• property insurance policies that you could strategy considering your circumstances.

Do you know the repaired interest choices of the house Equity Financing TB ?

A choice of a fixed interest rate is obtainable for 1, 2, step 3, 5, eight and you will a decade and/or entire loan payment period.

At the least a couple months up until the prevent of your repaired desire rates several months we’ll get in touch with you written down and you can let you be aware of the the new interest rate additionally the the newest fixed interest rate period. You could choose, whether or not you:

• take on the interest in addition to repaired-speed several months,
• take on the offer to increase otherwise reduce the latest fixed-price period and relevant interest.

How come this new appointment inside the Tatra banka proceed when drawing brand new financing? What takes place during the earliest fulfilling?

Session ‘s the initial step to obtain the financing. Schedule a night out together for your meeting via Dialogue Live *1100. The financial bankers try borrowing positives. You will observe concerning the done bring of financing products in the the first meeting and then it could be your decision to combine the financing for the brand new home, auto loan, cottage or assets refurbishment.